DNFBPs, or Designated Non-Financial Businesses and Professions, are specific types of businesses and professional service providers that, while not part of the traditional financial sector, are still exposed to money laundering and terrorist financing risks. Because of their potential vulnerabilities, DNFBPs are subject to Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) obligations under international standards, particularly those set by the Financial Action Task Force (FATF).

DNFBPs include a range of sectors such as:

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These professions are required to implement AML/CTF measures such as conducting customer due diligence (CDD), reporting suspicious transactions, maintaining records and applying a risk-based approach to their client relationships. The goal is to prevent criminals from using non-financial services to disguise or move illicit funds.

While the regulatory obligations for DNFBPs may vary by jurisdiction, global AML frameworks increasingly treat them as critical players in identifying and disrupting financial crime. Effective compliance by DNFBPs contributes to a more transparent and secure financial ecosystem.